Effective Date: June 23, 2025

Last Updated: July 11, 2025

These Terms and Conditions (“Terms”) govern your access to and use of the website located at www.InvestorsCampus.com (the “Site”), including all related content, products, services, and features offered by 982 Investments, LLC (“Company,” “we,” “us,” or “our**”). By accessing or using this Site, you agree to be legally bound by these Terms in full. If you do not agree to these Terms, please do not access or use the Site or any of our digital resources.

1. Acceptance of Terms

By visiting this Site, downloading any digital product, enrolling in any course, subscribing to our email list, or otherwise engaging with the content, you:

• Confirm that you are at least 18 years old or the legal age of majority in your jurisdiction;
• Agree to comply with these Terms and our Privacy Policy;
• Acknowledge that any use of this Site is entirely at your own risk.

If you are using the Site on behalf of a company, entity, or organization, you represent that you have the authority to bind such organization to these Terms.

2. Educational Purpose Only – No Financial Advice

All content, downloads, guides, blog articles, courses, and communications on this Site are provided for general informational and educational purposes only. Investor’s Campus, Michael Blank, or 982 Investments, LLC are not licensed financial advisors, investment advisors, broker-dealers, tax advisors, or legal professionals, and none of the content or services should be considered personalized financial advice or a substitute for professional advice tailored to your situation.

You are solely responsible for your own investment decisions, financial planning, and risk management. We do not guarantee results of any kind, and you should consult your own financial, legal, or tax advisor before making any investment or financial decision.

3. Intellectual Property Rights

Unless otherwise indicated, all content on the Site—including but not limited to course materials, guides, lesson plans, logos, branding, videos, images, blog posts, written copy, audio files, downloads, and design elements—is the sole property of 982 Investments, LLC and is protected under U.S. and international copyright, trademark, and intellectual property laws.

You may not copy, reproduce, republish, upload, post, transmit, distribute, sell, modify, reverse-engineer, or exploit any content from this Site without prior written consent. All rights not expressly granted herein are reserved by Investor’s Campus.

4. User Conduct and Acceptable Use

As a condition of your access to and use of the Site, you agree not to:

• Use the Site or its content for any unlawful, unethical, or fraudulent purpose;
• Share or distribute any course content or digital products to third parties without permission;
• Attempt to gain unauthorized access to any portion of the Site or server;
• Use the Site in any way that could damage or overburden our systems;
• Post or transmit any harmful software, spam, or malicious code.

Violations may result in suspension or termination of access to the Site and potential legal action.

5. Account Creation and Security

Some areas of the Site may require account registration. When you create an account or purchase a product:

• You agree to provide accurate, current, and complete information.
• You are responsible for safeguarding your login credentials and for all activity that occurs under your account.
• You agree to notify us immediately of any unauthorized access or use.

We reserve the right to suspend or terminate any account that appears to violate these Terms or our policies.

6. Payment, Pricing, and Refunds

6.1 Payments

All purchases on the Site must be made through our secure checkout system. You agree to pay all fees and charges associated with your order, including applicable taxes. We do not store payment information directly; transactions are handled by trusted third-party processors.

6.2 Pricing

Prices for courses, guides, or digital content are listed in U.S. dollars and are subject to change at any time without notice. Sale prices and promotional discounts may be time-limited and are offered at our sole discretion.

6.3 Refund Policy

Unless specifically stated otherwise on the product page, all digital sales are final and non-refundable due to the nature of instant-access content. In some cases, we may offer a 7-day money-back guarantee, which will be clearly noted on the applicable product or enrollment page.

To request a refund (if applicable), please contact us within the refund period. Refunds are not guaranteed and are granted only at our discretion.

7. Email Marketing and Communications

By signing up for our newsletter or purchasing a product, you consent to receive periodic email communications from Investor’s Campus, including product updates, educational content, promotional offers, and operational announcements.

You may unsubscribe at any time by clicking the “unsubscribe” link at the bottom of any email. Note that transactional or service-related messages (such as order confirmations or account updates) may still be sent even if you opt out of marketing messages.

8. No Earnings Claims or Guarantees

We do not make any express or implied guarantees regarding your ability to achieve financial success, investment income, portfolio growth, or business results using our materials. Any case studies, success stories, or testimonials represent the personal experiences of real users but should not be considered promises or projections of your individual outcome. Investing involves risk, including the potential loss of capital. You are solely responsible for your decisions.

9. Third-Party Links and External Sites

The Site may contain links to external websites, tools, or platforms that are not controlled by Investor’s Campus. We are not responsible for the content, privacy policies, or practices of any third-party site or service. Your use of third-party resources is at your own risk.

10. Disclaimer of Warranties

THE SITE, ITS CONTENT, AND ALL PRODUCTS AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND.

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including:

• Warranties of merchantability, fitness for a particular purpose, and non-infringement;
• That the Site or products will be uninterrupted, secure, or error-free;
• That our educational content is free from inaccuracies or outdated information.

We do not warrant that results or outcomes will meet your expectations.

11. Limitation of Liability

To the maximum extent permitted by law, Investor’s Campus, its owners, employees, affiliates, or content contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages—arising out of your access to or use of this Site, reliance on its content, or the inability to access it.

Our total liability, in any circumstance, shall not exceed the amount paid by you (if any) for a product or service purchased through this Site.

12. Indemnification

You agree to indemnify, defend, and hold harmless Investor’s Campus, Michael Blank, our affiliates, partners, and employees from and against any and all claims, liabilities, damages, losses, or expenses (including legal fees) arising from your use of the Site, your violation of these Terms, or your infringement of any third-party rights.

13. Termination and Access Restriction

We reserve the right to terminate or restrict your access to the Site, products, or services, at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the courts of El Paso County, Texas, and you consent to the jurisdiction of such courts.

15. Changes to These Terms

We may revise or update these Terms at any time without prior notice. All changes will be effective immediately upon posting on this page. Your continued use of the Site after changes are made constitutes your acceptance of the revised Terms.

16. Contact Information

If you have any questions about these Terms or your use of the Site, please contact us.

Or by mail at:

982 Investments, LLC

c/o Investor's Campus

6455 Hiller St. Suite B-2

El Paso, TX 79925